Briarwood Dental

Financial Information

Excellent oral health is so important that it should be a priority for everyone. But for many people, the cost of dental treatment can keep them from visiting the dentist to get the oral care they need.

At Briarwood Dental, we don’t ever want you to have to go without high-quality dental care because of financial concerns. We have a team of caring professionals who are dedicated to helping you fit the cost of dental treatment into your budget.

Please look through our insurance and financing options, and if you have any questions, don’t hesitate to call us. We’ll work together to find a way for you and your family to get the care you need.

Insurance

Dental insurance is a valuable benefit, and we want to be sure you get the most out of your benefits. Whenever you need a particular procedure, our dental team will explain what your insurance benefits are and how they will apply to your treatment. We are happy to provide pre-treatment estimates to give you a better idea of what your out-of-pocket cost will be.

We currently work with the following insurances but are happy to file all insurance claims on our patients’ behalf. Please don't hesitate to call us if you don't see your insurance listed here or you have other questions.

  • Anthem
  • BCBS
  • Cigna
  • Delta Dental
  • Dental Health Alliance
  • Guardian
  • Health Resources
  • Humana
  • United Concordia

CareCredit

If you have a dental problem, we need to address it as quickly as possible. But what if you don’t have insurance or there’s no room left in your monthly budget for another expense?

This is the time when patients at Briarwood Dental turn to a financing option like interest-free CareCredit. Don’t have the funds to pay for dental treatment today? Use CareCredit to pay the dentist, then take several months to pay back the balance.

Here’s how it works.

It’s easy to apply for CareCredit at our Bowling Green dental office or online, and they have high approval rates. Once you are approved, choose how long you want to take to pay the balance, usually 6, 12, or 18 months. Pay a small amount every month, and if you make all your payments in the agreed period, CareCredit won’t charge you any interest.

You can also use CareCredit to cover expenses such as dermatology, vision and hearing care, and other wellness treatments. If you’re interested, you can call us or apply directly online at CareCredit.com.

Lending Club Patient Solutions

Lending Club Patient Solutions offers a simple way for you to manage the cost of your dental treatment in a way that fits your budget. The program provides longer-term loans at very competitive interest rates, and the application process is transparent, so there are no surprises.

Before you sign up for Lending Club, you will see the amounts you qualify for as well as interest rates and monthly payments you’ll need to make. With Lending Club, you can choose between low-interest fixed-rate installment loans and no-interest promotional programs similar to CareCredit. Unlike other programs, Lending Club does a “soft” credit check that does not impact your credit score.

Would you like more information about Lending Club’s financing options? Please call Briarwood Dental, and a member of our team will be happy to help you.

Frequently Asked Questions

Yes! We want everyone in our community to have access to high-quality dental care, so we offer several ways for you to finance the cost of your treatment.

If you don’t have dental insurance, or you need help with out-of-pocket expenses, we offer third-party financing through CareCredit and Lending Club. Both provide ways to pay for the finance the cost of your treatment in full, then pay off the balance over time.

With CareCredit, you decide whether you need 6 or 12 months to pay off the balance. If you make all your payments and pay the balance in full within that period, CareCredit won’t charge you any interest. Lending Club Patient Solutions offers short-term financing with low-interest rates that make your dental care affordable.

We’re also pleased to accept major credit cards and offer discounts to patients who pay cash for treatment in full at the time of service.

It’s important to us that you don’t forego dental care because you’re worried about the cost. If you would like more information about financing your dental treatment in Bowling Green, KY, please all Briarwood Dental. We will work with you to find a way to ensure that you get the high-quality dental care you deserve.

Dental insurance is a valuable benefit that helps patients afford needed dental treatment. Unfortunately, it is not intended to pay for all your treatment in full. There is a maximum amount they allow for covered procedures, and you are responsible for the balance.

To help you understand how this works, many dental insurance plans use a formula they call "100-80-50" that are applied as follows:

  • 100 percent coverage for preventive teeth cleanings, dental exams, and diagnostic x-rays
  • 80 percent coverage for dental fillings, root canals, and other routine procedures
  • 50 percent coverage for dental crowns, bridges, and other major procedures

Dental insurance rarely covers cosmetic dentistry, but it will partially cover treatments like crowns and bridges that also improve the appearance of your smile.

Don’t worry if this sounds complicated; even those who work with dental insurance daily know what a challenge it can be to understand your coverage and how your benefits apply to treatment. But our staff is highly trained and dedicated to helping our patients maximize their dental coverage in a way that helps them achieve a healthy and beautiful smile.

If you have questions about your dental insurance benefits, please call our Bowling Green dental office, and a member of our team will be happy to assist you.

If you have difficulty using our website, please email us or call us at (270) 746-5880
View the ADA Accessibility Statement